Our auto insurance policies are designed to meet the needs of drivers—with richer features, higher limits, and valuable insurance discounts that you may not find in other policies. We can help you tailor your auto policy to meet your insurance needs.
Available Coverage Options
Bodily Injury and Property Damage Liability
This covers your legal liability for a covered accident that involves injury to another person or damage to someone’s property, up to the limit of liability you select.
Uninsured/Underinsured Motorist Protection
Coverage that protects you financially if you’re in an accident with someone who’s at fault and either has no insurance or insufficient insurance.
Medical Payments or Personal Injury Protection
Hopefully never needed, but always important with auto insurance, this coverage pays for the necessary medical care you receive as a result of an auto accident.
Comprehensive coverage, which is other than collision coverage, pays for damage to your covered vehicle (up to actual cash value), less the deductible amount, as a result of damage caused by events such as fire, theft, glass breakage, riot, windstorm and hail.
Collision coverage pays for damage to your covered vehicle (up to its actual cash value), less the deductible amount, for losses caused by collision. Collision means contact with a physical object, such as another vehicle or a structure.
Rental Car Coverage
If you rent a car after you have a covered loss on your automobile, we will put money back in your pocket for up to 30 days.
Roadside Service and Assistance
If your car needs towing or assistance on the road, we will cover the cost for you. This covers you for each disablement on a covered vehicle subject to a maximum limit per policy.
This will pay the difference between what you owe on your vehicle and what your insurance pays, if your vehicle is declared a total loss after an accident or is stolen and not recovered, minus your comprehensive or collision deductible.
12-Month Rate Protection
Your low rate is locked in for a full year, not six months like most other companies. That means your rate stays lower longer.
Your collision deductible will go down each year as long as you maintain a clean driving record.
New Car Replacement
If your new car is totaled within the first 15 months or 15,000 miles after you buy it (whichever comes first), we’ll pay to replace it with a new vehicle of the same make, model and equipment with no deduction for depreciation.
For more product information, please schedule a call to speak with a CBE Insurance Group Agent